Systematic Ledger
Accounts, transfers and profit across every currency, audited and locked.
Runs on Web · Tablet
Built for Exchange houses · Money transfer · Trading companies
Currencies with live or custom rates
18
Permissions to shape every role
90+
Steps from pending to locked
4
A financial ledger for businesses that move money across currencies: client accounts, transfers with fees, automatic profit, and an audit trail from pending to locked.
Move money between any two accounts, in any currency
Pick the sending and receiving accounts, the currencies and the rates. Fees on either side, the total in USD and the profit are worked out as you type.
- Rates fetched automatically or set by hand
- Fee as a percentage or a fixed amount
- Pending or completed on each side
- Bulk edit and a trash you can restore from
A page for every account
Open any client account to see its balance in its own currency, how it moved over the last 30 days, this month against last month, and every transaction with a running balance.
- Balance in the account's currency, history and monthly comparison
- Recent transactions with a running balance
- Statement of account in one click
- Parent account, flag and linked WhatsApp group on the page
Group accounts under one parent
Put all of a client's accounts, in every currency, under one parent account. Each parent has its own reference, flag and WhatsApp link, and a report that adds its accounts up in USD.
- Any number of accounts under one parent
- A reference, flag and WhatsApp group per parent
- Parent account report across currencies, in USD
- Suspend a whole group in one step
Nothing changes after it is checked
Every transfer and voucher moves from pending to completed, then audited, then locked. Locked records cannot be edited, and mismatches show on the dashboard straight away.
- Pending, completed, audited and locked
- Mismatch alerts for transfers and vouchers
- Month-end locking in bulk
- An action log of who did what, and when
Journal vouchers, expenses and general accounts
Record salaries, commissions and expenses as journal vouchers between any accounts, with both sides converted to USD and kept in the same audit trail.
- Journal vouchers with rates and notes
- Expense and general accounts by type
- Parent accounts that group client accounts
- Decimal sweep of leftover small balances
Clients confirm their balance on WhatsApp
Balances go out to clients and groups on WhatsApp. Every message is logged with its status, so you know who has confirmed and who has not.
- Balance messages to clients and groups
- Confirmed, rejected and pending replies
- Keyword replies for common requests
- A full audit of every message sent
A WhatsApp bot that answers for you
Add the bot's number to a client's WhatsApp group and link the group to an account. Members type a keyword such as "Balance" and get the balance straight away, and balances can go out to groups on a schedule.
- Keyword replies in English and Arabic
- Each WhatsApp group linked to its account
- Balances sent to groups at set times
- Who may ask, set per group
Know what every transfer earned
The profit engine compares each rate with the market and adds the fees, so you see the margin per transfer, per client and per period, in USD.
- Profit per transfer, worked out in USD
- Customer profitability ranked from best to worst
- Bulk profit across clients and periods
- Rate overrides kept on the transfer
Statements your clients and auditors trust
A statement of account with a running balance for any client, a trial balance that always nets to zero, and every balance converted to USD.
- Statement of account with running balance
- Trial balance grouped by account type
- Balances in native currency and in USD
- Parent account reports for whole client groups
Live rates from an exchange-rate API, or your own
Market rates come in automatically from an exchange-rate API. You decide what wins: your own rate for a currency pair first, then a rate calculated from two others, then the market. A rate agreed with a client can still be set on a single transfer.
- Live market rates from an exchange-rate API
- Rate priority: your rate, then a calculated rate, then the market
- Your own rate for any currency pair, both directions
- A different rate on a single transfer when a client agreed one
Add any currency or asset
Switch on only the currencies you trade, and add the ones no market lists, such as USDT or a local unit, with a short code and your own rate. They work in accounts, transfers and reports like any other.
- Custom currencies with a code of up to four letters
- Digital assets such as USDT and BTC
- Market or custom rate per currency
- Every balance also shown in USD
Every employee accountable
Give each role only what it needs from over 70 permissions, follow every change in the action log, and lock sessions that sit idle.
- Over 70 permissions per role
- Employee activity and profiles
- An action log of every change
- Idle timeout and instant sign-out
A look at the real screens
A selection of the screens, not all of them. These are the real layouts, filled with sample data. Open any screen to see it full size and zoom in.
Transfers, vouchers, audits and mismatches at a glance.
1 / 7 · Transfers
Everything included, nothing to add on later.
Multi-currency transfers
Send in one currency, receive in another, with fees on the sender, the receiver or both.
Live and custom rates
Market rates for ISO currencies, your own rates for assets like USDT, and overrides per transfer.
Automatic profit
Profit worked out on every transfer in USD, by client, period and currency pair.
Pending to locked
Every transfer and voucher moves from pending to completed, audited and locked.
Month-end locking
Lock a whole period in one action so nothing changes after the close.
Journal vouchers
Salaries, commissions and expenses between any two accounts.
Parent accounts
Group a client’s accounts and report on the whole group at once.
Trash and recovery
Deleted transfers and vouchers can be restored, with who deleted them and when.
WhatsApp balance confirmation
Clients receive their balance and reply to confirm or reject it.
Keyword auto-replies
Clients ask for their balance on WhatsApp at any hour and get it.
Decimal sweep
Clear leftover fractions to one account, with a preview before it runs.
Full reporting suite
Statement of account, trial balance, balances in USD and profitability.
Employee activity
See what each employee recorded and audited, and sign in as them for support.
Over 70 permissions
Shape exactly what each role can see and do.
Action log
Every change recorded with who made it and when.
Session security
Idle timeouts, instant session termination and password history.
Who it is for
Other solutions
All solutions
See it running on your own data
A demo on sample data, with your questions answered in writing.